Owner earnings calculator
Estimate what a private car could earn after platform fees, operating costs and extra wear.
Private-owner revenue split is unknown. The example shares are assumptions. No verified private-owner payout terms appear in our sources.
Scenario inputs
Availability
h/day
Why this number?
Editorial assumption. Time offered to the network on each operating day.days/week
Why this number?
Editorial assumption. Days in a typical week when the car can be dispatched.mi/mo
Why this number?
Editorial assumption. These miles reserve time for you at the modeled travel speed.Utilization
%
Why this number?
Editorial assumption. Share of available time with a paying rider in the low case.%
Why this number?
Editorial assumption. Share of available time with a paying rider in the base case.%
Why this number?
Editorial assumption. Share of available time with a paying rider in the high case.Fare economics
%
Why this number?
Editorial assumption. Illustrative share of rider fares retained by the owner.%
Why this number?
Editorial assumption. Illustrative owner share. Private-owner contract terms are unknown.%
Why this number?
Editorial assumption. Illustrative upper share. Replace with a written offer when available.$/mi
Why this number?
Editorial assumption. Illustrative rider fare before the platform takes its share.mi/h
Why this number?
Editorial assumption. Average distance traveled during a paid hour.%
Why this number?
Editorial assumption. Extra mileage for pickups and repositioning.Vehicle & financing
$
Why this number?
Editorial assumption. Your estimate of the car’s value. Used to contextualize added wear.$/mo
Why this number?
Editorial assumption. Compared with take-home cash before depreciation.Operating costs
$/kWh
Why this number?
Editorial assumption. Use your marginal charging price, including applicable fees.mi/kWh
Why this number?
Editorial assumption. Average miles traveled per kilowatt-hour purchased.$/mo
Why this number?
Editorial assumption. Incremental premium for commercial activity. Obtain a quote.$/day
Why this number?
Editorial assumption. Supplies and labor per day the car is offered.$/mi
Why this number?
Editorial assumption. Incremental maintenance and tire reserve per network mile.$/mi
Why this number?
Editorial assumption. Economic wear charged to paid and empty miles.$/mo
Why this number?
Editorial assumption. Enter an actual recurring software fee, if applicable.$/mo
Why this number?
Editorial assumption. Extra fixed storage and charging-space costs.Tax estimate
%
Why this number?
Editorial assumption. Enter your marginal rate. Zero leaves this tax out.%
Why this number?
Editorial assumption. Enter a rate for the state selected. Location alone cannot determine it.Business income may be reported on Schedule C. Talk to a tax professional about classification, deductions and wage limits. IRS guidance
Net profit per month
Low$5USD / month
Base$865USD / month
High$2,260USD / month
| Estimate, USD | Low | Base | High |
|---|---|---|---|
| Gross fares / mo | $2,005 | $3,341 | $4,678 |
| Owner share / mo | $601 | $1,671 | $3,274 |
| Operating costs / mo | $597 | $806 | $1,015 |
| Tax reserve / mo | $0 | $0 | $0 |
| Net profit / year | $56 | $10,379 | $27,117 |
Base case details
- Profit per available hour
- $5/h
- Breakeven utilization
- 12.3%
- Covers car payment?
- Yes · cash basis
- Cash after payment
- $693/mo
- Added network miles
- 22,275 mi/year
- Added depreciation
- $3,341/year
- Wear as share of vehicle value
- 9.5%/year
What changes your profit?
Monthly profit when one base input moves down or up by 20%. Bars span the resulting range.
| Input | Lower net | Effect on base case | Higher net |
|---|---|---|---|
| Base owner share | $531/mo | $1,199/mo | |
| Fare per paid mile | $531/mo | $1,199/mo | |
| Base utilization | $635/mo | $1,095/mo | |
| Extra depreciation | $809/mo | $921/mo | |
| Electricity rate | $846/mo | $884/mo |
Assumptions & sources
These national defaults are editorial scenarios. A city selection uses local data when a verified assumption exists.
| Input | Default | Basis | Reviewed |
|---|---|---|---|
| Available hours | 8 h/day | Editorial assumption. Time offered to the network on each operating day. | Nov 14, 2026 |
| Operating days | 5 days/week | Editorial assumption. Days in a typical week when the car can be dispatched. | Nov 14, 2026 |
| Personal travel | 150 mi/mo | Editorial assumption. These miles reserve time for you at the modeled travel speed. | Nov 14, 2026 |
| Low utilization | 30 % | Editorial assumption. Share of available time with a paying rider in the low case. | Nov 14, 2026 |
| Base utilization | 50 % | Editorial assumption. Share of available time with a paying rider in the base case. | Nov 14, 2026 |
| High utilization | 70 % | Editorial assumption. Share of available time with a paying rider in the high case. | Nov 14, 2026 |
| Low owner share | 30 % | Editorial assumption. Illustrative share of rider fares retained by the owner. | Nov 14, 2026 |
| Base owner share | 50 % | Editorial assumption. Illustrative owner share. Private-owner contract terms are unknown. | Nov 14, 2026 |
| High owner share | 70 % | Editorial assumption. Illustrative upper share. Replace with a written offer when available. | Nov 14, 2026 |
| Fare per paid mile | 2.25 $/mi | Editorial assumption. Illustrative rider fare before the platform takes its share. | Nov 14, 2026 |
| Paid miles per hour | 18 mi/h | Editorial assumption. Average distance traveled during a paid hour. | Nov 14, 2026 |
| Empty miles per paid mile | 25 % | Editorial assumption. Extra mileage for pickups and repositioning. | Nov 14, 2026 |
| Current vehicle value | 35000 $ | Editorial assumption. Your estimate of the car’s value. Used to contextualize added wear. | Nov 14, 2026 |
| Loan or lease payment | 450 $/mo | Editorial assumption. Compared with take-home cash before depreciation. | Nov 14, 2026 |
| Electricity rate | 0.18 $/kWh | Editorial assumption. Use your marginal charging price, including applicable fees. | Nov 14, 2026 |
| Driving efficiency | 3.5 mi/kWh | Editorial assumption. Average miles traveled per kilowatt-hour purchased. | Nov 14, 2026 |
| Extra insurance | 110 $/mo | Editorial assumption. Incremental premium for commercial activity. Obtain a quote. | Nov 14, 2026 |
| Cleaning per operating day | 8 $/day | Editorial assumption. Supplies and labor per day the car is offered. | Nov 14, 2026 |
| Tires and maintenance | 0.08 $/mi | Editorial assumption. Incremental maintenance and tire reserve per network mile. | Nov 14, 2026 |
| Extra depreciation | 0.15 $/mi | Editorial assumption. Economic wear charged to paid and empty miles. | Nov 14, 2026 |
| Software subscription | 0 $/mo | Editorial assumption. Enter an actual recurring software fee, if applicable. | Nov 14, 2026 |
| Parking or depot | 0 $/mo | Editorial assumption. Extra fixed storage and charging-space costs. | Nov 14, 2026 |
| Federal marginal rate | 0 % | Editorial assumption. Enter your marginal rate. Zero leaves this tax out. | Nov 14, 2026 |
| State marginal rate | 0 % | Editorial assumption. Enter a rate for the state selected. Location alone cannot determine it. | Nov 14, 2026 |
The optional U.S. self-employment reserve uses 92.35% of positive modeled profit and a 15.3% rate. The estimate omits the annual wage cap and additional Medicare tax. IRS Topic 554.
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