Fleet ROI calculator
Estimate 36 months of financed fleet cash flow, payback, IRR and net present value.
Private-owner revenue split is unknown. The example shares are assumptions. No verified private-owner payout terms appear in our sources.
Scenario inputs
All starting values are editable planning assumptions.
vehicles
Why this number?
Editorial assumption. Replace this example with your own figure for vehicles.$
Why this number?
Editorial assumption. Replace this example with your own figure for price per vehicle.%
Why this number?
Editorial assumption. Replace this example with your own figure for down payment.%
Why this number?
Editorial assumption. Replace this example with your own figure for loan apr.months
Why this number?
Editorial assumption. Replace this example with your own figure for loan term.$
Why this number?
Editorial assumption. Replace this example with your own figure for depot and charging setup.%
Why this number?
Editorial assumption. Replace this example with your own figure for initial utilization.%
Why this number?
Editorial assumption. Replace this example with your own figure for mature utilization.months
Why this number?
Editorial assumption. Replace this example with your own figure for ramp length.%
Why this number?
Editorial assumption. Replace this example with your own figure for owner share.$/mi
Why this number?
Editorial assumption. Replace this example with your own figure for fare per paid mile.mi/h
Why this number?
Editorial assumption. Replace this example with your own figure for paid travel speed.h/mo
Why this number?
Editorial assumption. Replace this example with your own figure for available time.%
Why this number?
Editorial assumption. Replace this example with your own figure for empty miles per paid mile.$/mi
Why this number?
Editorial assumption. Replace this example with your own figure for energy and maintenance.$/mo
Why this number?
Editorial assumption. Replace this example with your own figure for commercial insurance per car.$/mo
Why this number?
Editorial assumption. Replace this example with your own figure for cleaning labor per car.mi
Why this number?
Editorial assumption. Replace this example with your own figure for vehicle lifetime.%
Why this number?
Editorial assumption. Replace this example with your own figure for resale value at end of life.%
Why this number?
Editorial assumption. Replace this example with your own figure for annual discount rate.Fleet returns
36-month planning horizon · USD estimates
- Upfront cash
- $33,000
- Net present value
- $42,317
- Annualized IRR
- 53.7%
- Payback
- 27 months
Cumulative cash
Monthly cash flow table
| Month | Utilization (%) | Network miles | Owner revenue ($) | Operating costs ($) | Debt service ($) | Terminal equity ($) | Net cash ($) | Cumulative ($) |
|---|---|---|---|---|---|---|---|---|
| 1 | 25 | 2,869 | 2,582 | 1,720 | 1,624 | 0 | -762 | -33,762 |
| 2 | 27.1 | 3,105 | 2,795 | 1,756 | 1,624 | 0 | -585 | -34,348 |
| 3 | 29.1 | 3,341 | 3,007 | 1,791 | 1,624 | 0 | -408 | -34,756 |
| 4 | 31.2 | 3,578 | 3,220 | 1,827 | 1,624 | 0 | -231 | -34,986 |
| 5 | 33.2 | 3,814 | 3,432 | 1,862 | 1,624 | 0 | -54 | -35,040 |
| 6 | 35.3 | 4,050 | 3,645 | 1,898 | 1,624 | 0 | 124 | -34,917 |
| 7 | 37.4 | 4,286 | 3,858 | 1,933 | 1,624 | 0 | 301 | -34,616 |
| 8 | 39.4 | 4,522 | 4,070 | 1,968 | 1,624 | 0 | 478 | -34,138 |
| 9 | 41.5 | 4,759 | 4,283 | 2,004 | 1,624 | 0 | 655 | -33,483 |
| 10 | 43.5 | 4,995 | 4,496 | 2,039 | 1,624 | 0 | 832 | -32,650 |
| 11 | 45.6 | 5,231 | 4,708 | 2,075 | 1,624 | 0 | 1,009 | -31,641 |
| 12 | 47.6 | 5,468 | 4,921 | 2,110 | 1,624 | 0 | 1,187 | -30,454 |
| 13 | 49.7 | 5,704 | 5,133 | 2,146 | 1,624 | 0 | 1,364 | -29,090 |
| 14 | 51.8 | 5,940 | 5,346 | 2,181 | 1,624 | 0 | 1,541 | -27,549 |
| 15 | 53.8 | 6,176 | 5,559 | 2,216 | 1,624 | 0 | 1,718 | -25,831 |
| 16 | 55.9 | 6,413 | 5,771 | 2,252 | 1,624 | 0 | 1,895 | -23,936 |
| 17 | 57.9 | 6,649 | 5,984 | 2,287 | 1,624 | 0 | 2,073 | -21,863 |
| 18 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | -19,613 |
| 19 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | -17,364 |
| 20 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | -15,114 |
| 21 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | -12,864 |
| 22 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | -10,614 |
| 23 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | -8,364 |
| 24 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | -6,115 |
| 25 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | -3,865 |
| 26 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | -1,615 |
| 27 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | 635 |
| 28 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | 2,885 |
| 29 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | 5,134 |
| 30 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | 7,384 |
| 31 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | 9,634 |
| 32 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | 11,884 |
| 33 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | 14,134 |
| 34 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | 16,383 |
| 35 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 0 | 2,250 | 18,633 |
| 36 | 60 | 6,885 | 6,197 | 2,323 | 1,624 | 36,866 | 39,116 | 57,749 |
Platform share sensitivity
| Assumed owner share | NPV |
|---|---|
| 30% | -$24,606 |
| 50% | $42,317 |
| 70% | $109,241 |
Assumptions & sources
These national defaults are editorial scenarios. A city selection uses local data when a verified assumption exists.
| Input | Default | Basis | Reviewed |
|---|---|---|---|
| Vehicles | 3 vehicles | Editorial assumption. Replace this example with your own figure for vehicles. | Nov 14, 2026 |
| Price per vehicle | 35000 $ | Editorial assumption. Replace this example with your own figure for price per vehicle. | Nov 14, 2026 |
| Down payment | 20 % | Editorial assumption. Replace this example with your own figure for down payment. | Nov 14, 2026 |
| Loan APR | 6 % | Editorial assumption. Replace this example with your own figure for loan apr. | Nov 14, 2026 |
| Loan term | 60 months | Editorial assumption. Replace this example with your own figure for loan term. | Nov 14, 2026 |
| Depot and charging setup | 12000 $ | Editorial assumption. Replace this example with your own figure for depot and charging setup. | Nov 14, 2026 |
| Initial utilization | 25 % | Editorial assumption. Replace this example with your own figure for initial utilization. | Nov 14, 2026 |
| Mature utilization | 60 % | Editorial assumption. Replace this example with your own figure for mature utilization. | Nov 14, 2026 |
| Ramp length | 18 months | Editorial assumption. Replace this example with your own figure for ramp length. | Nov 14, 2026 |
| Owner share | 50 % | Editorial assumption. Replace this example with your own figure for owner share. | Nov 14, 2026 |
| Fare per paid mile | 2.25 $/mi | Editorial assumption. Replace this example with your own figure for fare per paid mile. | Nov 14, 2026 |
| Paid travel speed | 18 mi/h | Editorial assumption. Replace this example with your own figure for paid travel speed. | Nov 14, 2026 |
| Available time | 170 h/mo | Editorial assumption. Replace this example with your own figure for available time. | Nov 14, 2026 |
| Empty miles per paid mile | 25 % | Editorial assumption. Replace this example with your own figure for empty miles per paid mile. | Nov 14, 2026 |
| Energy and maintenance | 0.15 $/mi | Editorial assumption. Replace this example with your own figure for energy and maintenance. | Nov 14, 2026 |
| Commercial insurance per car | 250 $/mo | Editorial assumption. Replace this example with your own figure for commercial insurance per car. | Nov 14, 2026 |
| Cleaning labor per car | 180 $/mo | Editorial assumption. Replace this example with your own figure for cleaning labor per car. | Nov 14, 2026 |
| Vehicle lifetime | 200000 mi | Editorial assumption. Replace this example with your own figure for vehicle lifetime. | Nov 14, 2026 |
| Resale value at end of life | 15 % | Editorial assumption. Replace this example with your own figure for resale value at end of life. | Nov 14, 2026 |
| Annual discount rate | 8 % | Editorial assumption. Replace this example with your own figure for annual discount rate. | Nov 14, 2026 |
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